Because “I’ll Do It Later” Isn’t a Strategy
…It’s a Donation to the IRS

Estate planning isn’t just about “what happens when I’m gone” or “who gets my Peloton.”

It’s a huge part of your tax strategy. One the IRS hopes you ignore. 

​

 

Avoid the “Surprise! You Owe Taxes!” Moment

​

How your assets are titled, who you gift to (and when), and who you list as beneficiaries can make the difference between a seamless transfer… and you or your heirs getting slammed with avoidable taxes.

(Spoiler: We want the first one.)

​

​

Business Owner? A Basic Estate Plan Isn’t Going to Cut It

​

If you run a business, your estate plan isn’t just about “where things go.”

It touches entity structure, succession, valuations, ownership transfers. All the fun stuff the generic online forms pretend don’t exist.

​

Every one of those decisions has tax consequences, and you want them working for you, not against you.

​​

​

Protect the Accounts the IRS Is Very Interested In

​

Retirement accounts, life insurance, brokerage assets: these aren’t “set it and forget it” items.

Handled correctly, they stay tax-advantaged longer.

Handled poorly, they explode into taxable income faster than you can say “accelerated distribution.”

​

​

​

Keep More Wealth in the Family (Not in Fees, Taxes, or Probate Purgatory)

​

A solid plan means more of your hard-earned assets go to the people you love. Not the state, not the courts, and definitely not the IRS.

Less chaos, less cost, and no family group chat meltdown.

​

​

​

If Your Plan Is “My Spouse Will Handle It,” Think Again

​

If you’re thinking, “It’s fine, everything will just go to my spouse,” let me stop you right there.

Have you ever tried calling the cable or electric company, only to find out the account is in your spouse’s name? And then they treat you like a stranger who’s plotting to steal the Wi-Fi?

​

That’s just for cable.

​

Now imagine trying to deal with banks, access cash, or make urgent decisions when your spouse is incapacitated and you have no power of attorney and no plan.

​

No plan= big headaches, problems, and delays. And the stakes are a whole lot higher than access to Netflix.

​

​